Low Rates.

Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!

Trusted By Agents With

Meet John Winters

NMLS ID # 1407148

Senior Loan Officer with 17+ years of experience as a business owner, bringing deep industry knowledge and a solutions-driven approach to lending. Known for tackling the toughest files, I specialize in structuring loans that others can’t get approved. When deals fall apart, I step in to find a path forward and turn challenges into successful closings.

I’m passionate about educating borrowers and making the loan process clear and empowering—especially for first-time homebuyers. My goal is simple: provide expert guidance, creative solutions, and relentless effort to help clients secure the financing they deserve. 🏡💼

The Client Experience

I highly recommend John Winters for any real estate mortgage transaction. She is so helpful and will go above and beyond your expectations! We were delighted to have her in our corner through the entire process. Even after the closing, she continued to check in with us to make sure everything was ok. She is great at problem solving and provides outstanding personal service that is hard to find. T

See What Clients Are Saying!

Rating · 5.0 (36 Reviews)

2021 & 2022 Award Winner!


Rating · 4.9 (43 Reviews)

Rating · 5.0 (24 Reviews)

Rating · 4.87 (113 Reviews)

Loan Programs Available

Blogs

THE TOP 5 MORTGAGE MISTAKES TO AVOID

Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....

MORTGAGE DO AND DO NOT LIST

Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list....

TIPS ON HOW TO IMPROVE YOUR CREDIT SCORE

Let's talk about some ways you can improve your credit score! Your credit score is actually a big deal, and it can affect...

10 TIPS FOR FIRST-TIME HOMEBUYERS

Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....

HOW TO CHOOSE THE RIGHT LENDER FO YOU

Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list....

REFINANCING YOUR LOAN AND WHEN TO DO IT

Let's talk about some ways you can improve your credit score! Your credit score is actually a big deal, and it can affect...

Copyright ©2021 |

Licensed to Do Business |

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |

Corporate | NMLS ID

Corporate Address :

Corporate NMLS | Company Website:

NMLS Consumer Access Portal

Copyright ©2021 | John Winters | Licensed to Do Business | CA, AZ, FL - NMLS 1407148

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply

Corporate | NMLS ID 1660690

Corporate Address : 5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212 https://nexamortgage.com

NMLS Consumer Access Portal