NEXA Lending LLC

John Winters - Senior Loan Officer

About Me

Senior Loan Officer with 9+ years of mortgage experience as a 17+ business owner, bringing deep industry knowledge and a solutions-driven approach to lending. Known for tackling the toughest files, I specialize in structuring loans that others can’t get approved. When deals fall apart, I step in to find a path forward and turn challenges into successful closings.

I’m passionate about educating borrowers and making the loan process clear and empowering—especially for first-time homebuyers. My goal is simple: provide expert guidance, creative solutions, and relentless effort to help clients secure the financing they deserve. 🏡💼

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Mortgage Applications Aren't Ready to Rebound Just Yet

October 23 2026

Mortgage applications continued to decline even as mortgage rates finally moved lower. The Mortgage Bankers Association (MBA) reported a 5. [...]

Building Permits Hold Steady Despite Slide in Housing Starts

October 23 2026

Residential construction failed to find even footing in September, with housing starts declining and single-family building permits pulling [...]

Builder Confidence Hits Lowest Level Since 2012

October 23 2026

The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) dropped three points to 29 in October--its lowest [...]

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